We realise that a vehicle can meet with an accident any time. That’s why our Commercial Motor Insurance Policy acts as your companion in difficult times and is designed to cover any loss or damage to your vehicle. It also covers third-party liability made mandatory by the Motor Vehicles Act.
Additional Covers
It makes sense to pay a little extra, if you are going to get those additional insurance covers. We ensure that the little extra is actually very little. With us, you can buy these at a nominal extra cost
Personal Accident Cover
Compulsory personal accident cover of Rs 1 lakh (in case of two-wheelers) and Rs 2 lakhs (for other classes of vehicles) for individual* owners of the vehicle while driving.
Personal accident cover is not applicable for company owned vehicles.
Moreover, you and other occupants of the vehicle can also be covered for 'personal accident' for a maximum Capital Sum Insured of Rs1 lakh per person, in case of two-wheelers; and Rs 2 lakh per person for other classes of vehicles. You may also opt for higher personal accident cover limits.
Available only if the owner of the vehicle holds a valid driving licence
IMT 23
For a nominal extra premium, our policy will also cover you on these parts:
cover for lamps, tyres/tubes, mudguards, bonnet/side parts, bumpers, headlights and paint works
Overturning
We also provide cover for the damages caused by overturning in mobile cranes/drilling rigs/mobile plants